An SR22 insurance coverage certificate is certainly not an insurance policy, however instead a file that shows a driver is actually holding the minimum called for liability coverage mandated by the state. If you have been pronounced guilty of certain driving offenses such as DUI or driving without insurance coverage, you may be actually needed by your state to get an SR22 insurance coverage certification. insured To secure an SR22 insurance policy certificate, the very first measure is to call your insurance policy supplier.